This process ensures that you get the best rate available in the market for your particular situation. It is quick too, in many cases we can have a response from the market within 4 hours of submitting your application.

First Time Buyer
Are you a first-time buyer? The residential property you are about to purchase is probably the largest single purchase, and biggest investment decision you have had to make in your life so far. Let Leo help you through the confusing maze of lender options, mortgage documentation, and terminology you are dealing with as you work your way through this process.

Leo can help you get pre-qualified, so you are in a stronger position when it comes down to negotiating the purchase price on your new home. Call or apply online now, and Leo will get the ball rolling for you.

Debt Consolidation
Have you hit a credit crunch? High interest debt on credit cards can create a lot of stress as your debt combines. If you are finding there is more month than money, then perhaps it’s time to review your debt situation and consolidate your high interest debt into one low manageable monthly payment. Stop losing sleep, call or apply online now.

Equity Take-Out
If you have been living in your home over the past 5 years, you have probably had your net worth increase by a substantial amount. The problem is that net worth is not very liquid.

If you are ready to invest in your own small business, or you need to fund your daughter’s university tuition, your home equity can be a ready source of cash to finance your dreams. Call or apply online and Leo can discuss a plan to get your plans moving today.

Mortgage Renewal
Is your mortgage up for renewal? Do you want to be sure you are getting the absolute best mortgage rate in the market today, the rate you deserve? Call or apply online and we will get the best the market has to offer. Click here to sign up for our Renewal Alert.

Personal Line of Credit
We can arrange a convenient personal line of credit at very competitive rates secured against your residential property.

Past Credit Problems / Credit Rehabilitation
Do you have less than perfect credit, or have you declared bankruptcy? We may be able to help.

If you currently own a residential property or you would like to purchase a residential property we may be able to secure mortgage financing for you. Please note that in some circumstances a fee may be required, but if this is the case, it will be disclosed up front and agreed to in writing prior to working on your file. Call or apply online.

Builder's Mortgage
Are you building your dream home, and acting as your own general contractor? We can help by arranging the most competitive builder’s mortgage products in the marketplace with up to 3 to 5 construction draws over the construction phase of your project depending on it’s complexity. Call or go online and apply today.

Commercial Projects
We have a number of both institutional and private lenders in our network that are available to fund commercial real estate projects in Ontario. Contact Leo for more details.

Residential 2nd
With all the different expenses a person faces, it is certainly not difficult to build up a significant amount of debt. With large payments like this eating away at your monthly income, it is almost impossible to save any money, preventing you from getting your head above water. This scenario can quickly become a vicious cycle. This is why re-mortgaging can be a sensible alternative when a person is dealing with large monthly payments.

Consolidating many expensive loans by mortgaging your home in the form of a second mortgage can dramatically reduce your monthly payments, leaving you with more spending money, and more saving money.

Second mortgages are ideal when 1) clients do not want to discharge the first mortgage due to the fact that they have a competitive interest rate 2) the client would like to avoid CMHC/GE premiums associated with a high-raito refinance mortgage 3) discharge penalty and associated costs are extremely high.